Registry Trust and the Data Dilemma
22 November 2023
For our latest episode, Steve visits Lex Jones and Chris Dick at the Registry Trust. The Registry Trust was established to maintain the official statutory, register of judgements, orders and fines for England and Wales on behalf of the Ministry of Justice, and it maintains similar registers for Scotland, Northern Ireland, the Republic of Ireland, Isle of Man, and Jersey by agreement with the relevant authorities there.
Through campaigning by the Registry Trust, Steve became aware of an issue relating to a lack of claimant data for England and Wales - the name of the person or organisation that files the county court judgement (CCJ) against the indebted person or business. Currently their name does not have to appear on the CCJ, so the database is incomplete, leading to difficulty in paying down CCJs, added stress, and a high volume of unnecessary calls to both the courts and the Registry Trust.
That campaign led to a commitment by the Ministry of Justice to run a public consultation on this matter, which in government terms is the first step to making a change - so a huge win for the Registry Trust!
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About the author
Steve has been in the debt industry since 2001. He spent most of his career working in government, where he started on the phones collecting VAT debt and ended up being responsible for prompting improvements to the management of over £40bn of public sector debt. He joined Just and Arum in May 2022 where he continues to shape the biggest conversations in the debt market, having been recognised as an Influencer on the Credit 500 list for a number of years. Credit Management Magazine recently called him one of the industry’s genuine thought leaders.