Our team

Jamie Waller

Founder

Jamie Waller

Founder

Jamie Waller is a British entrepreneur, philanthropist and investor. He has worked in financial services since 1998 and previously built, managed and sold many businesses in the credit and debt space. Jamie led the acquisition of Arum (Just's sister company) in 2017 and launched Just in 2019.

Jason Incles

Chair

Jason Incles

Chair

Jason has been working for the largest collections and recoveries companies for over two decades, having served in management and director positions for Experian and TDX.

Carlos Osorio

Group Chief Executive Officer, Arum and Just

Carlos Osorio

Group Chief Executive Officer, Arum and Just

Carlos has spent the past 30+ years working in financial services and is a specialist within collections and recoveries. He has held senior roles at TDX, Capital One, and NatWest.

Mike Dugand

Chief Technology Officer

Mike Dugand

Chief Technology Officer

Chris Badger

Principal High Court Enforcement Officer

Chris Badger

Principal High Court Enforcement Officer

Chris is a board member of the High Court Enforcement Officers Association and has held senior positions at Marston Holdings, The Sheriffs Office and Shergroup Limited.

Anesh Dayaram

Head of Finance and Shared Services

Anesh Dayaram

Head of Finance and Shared Services

Anesh has over 20 years’ experience in highly regulated Financial Services environments, covering business restructuring and consultancy, full portfolio and/or business divestiture process, credit risk process improvement, strategic balance sheet and income statement management.

Victoria Oliver

Director of Client Development

Victoria Oliver

Director of Client Development

Victoria has over 18 years’ experience working in debt recovery, having held senior roles at Fredrickson International, Lowell and Qualco working with clients in the utility, telco, banking, retail and government sectors.

Alex Chapman

Non-Executive Director

Alex Chapman

Non-Executive Director

Alex brings over 20 years of experience across financial services, software and utilities, including senior operational and finance roles at Pelican Business Services, JBW Group, Capita, and Lloyds Banking Group.